Recently, China Chengxin Green Finance International (CCXGFI) entered a collaboration with Zhuhai Rural Commercial Bank Co., Ltd. (Zhuhai RCB) to provide professional climate risk stress testing services. During the service, CCXGFI simulated various stress scenarios to identify key climate risk factors and employed mathematical models to construct stress transmission pathways. By integrating climate risks with macroeconomic indicators, CCXGFI assessed the impact on the bank’s credit asset quality. Additionally, the testing incorporated the "Capital Management Measures for Commercial Banks (Trial)" (2023 No. 4 Decree by the National Financial Regulatory Administration) along with the bank’s own market risk-weighted assets and credit risk-weighted asset calculation methods. The test results have since been publicly released on the Yuexinrong platform.

This testing provided Zhuhai RCB with a scientific basis for enhancing its capacity to manage climate change risks, while also contributing valuable experience to regional financial institutions in the field of green finance.